
Insurance advice please
#1
Posted 29 March 2012 - 02:30 AM
Im planing a 4 months trip in southeast asia. I don't have much money to spend so I won't be staying at any fancy hotels, I don't expect to come across facilities like safes.
I want to bring all my photo gear and underwater photo gear ( SLR, lenses, Subal, Inons). Im worked I may get stolen and I would like to make an insurance. I think I will be fine without flooding insurance if that makes a big difference in how much I have to pay.
I have no Idea about insurances, with one to choose, how to choose, etc etc
Any advise or suggestions?
Thank you
#2
Posted 29 March 2012 - 05:26 AM
#3
Posted 29 March 2012 - 06:26 AM
A friend of mine lost her D9 computer and this insurance paid within 2 weeks with no problems.
That convinced me to sign also the insurance for my gear.
Chris
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#4
Posted 29 March 2012 - 01:30 PM
Interested in what others think here as well
#5
Posted 30 March 2012 - 05:27 AM
I'm not sure that I'm covered in the event of me flooding my housing, but at the price that the likes of divemaster charge, I'd have to be claiming every other year for it to be cheaper than "self underwriting"...
I do know that I'm covered for all of my gear (including rebreather) when travelling.

#6
Posted 30 March 2012 - 05:46 AM
I did specifically ask what would happen if the housing flooded and they assured me that it would be covered, but only if it wasnt a manufacturing malfunction (Not sure how they would tell), it was covered under accidental damage.
#7
Posted 30 March 2012 - 10:31 AM
#8
Posted 04 April 2012 - 07:33 PM
#9
Posted 04 April 2012 - 07:35 PM
I have a Cannon 7d and got the insurance from best buy, anything happens to the camera I can bring it back, they will fix or you get new model:)
Just curious, what if it's stolen?
Steve
The Fin Foundation
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#10
Posted 04 April 2012 - 10:19 PM
my UW gear (even flooding) my computers, rentals, theft etc.
It's a bit under 1k US a year. Tax deductible as a business expense too.
I've stayed in hostels, hotels (now my own apt) used a variety of transport
and have found that you can't foresee all things but use common sense.
Edited by Cary Dean, 04 April 2012 - 10:22 PM.
Jacques Yves Cousteau
#11
Posted 06 April 2012 - 12:51 PM
IDK if this available in the UK (noticed your flag, there...)
I pay like $350 annually for all my dive and photo gear (like $21k) covered against anything except getting nuked -- like the other poster said.... LOL... I suppose if my gear gets nuked, I won't be far enough away from it to matter.... LOL!
#12
Posted 07 April 2012 - 06:36 AM
I use State Farm Personal Articles Policy. Very economical and good..... Last summer, I lost a Canon S-90, housing, and 2 Ike strobes when an idiot boat crewman let is slide over the side. They paid full replacement value by check within 10 days no questions asked. They also offered to replace everything for me (IOW, buy it and send it) but I took the money (same amount) instead and upgraded to M4/3 by adding some cash of my own.
IDK if this available in the UK (noticed your flag, there...)
I pay like $350 annually for all my dive and photo gear (like $21k) covered against anything except getting nuked -- like the other poster said.... LOL... I suppose if my gear gets nuked, I won't be far enough away from it to matter.... LOL!
These insurance people.. Getting nuked.. Laughing so hard.. :0