Trip Cancellation InsuranceDo you use it?
Posted 16 July 2012 - 07:19 AM
Do people here use trip insurance often? Is 5% a typical cost?
Nauticam D7000, Inon Z-240's, 60 micro, 105 micro, Tokina 10-17
Posted 16 July 2012 - 09:57 AM
Be careful about the grades available. e.g. Access America sells a couple different level at different premium costs. The one I bought unfortunately only kicked in with benefits if you lost > 48 hrs of your vacation time, so when our first attempt to land in Belize City occurred in the middle of a tropical storm, and the plane turned around and landed back at DFW instead (that was a looong day), we got nada.
I think the premium ends up being semi-related to how soon you buy ahead, but I haven't tested that. .e.g. if you buy way early they're insuring against a longer period of time before the event can go off successfully, since one of the things being insured is that YOU don't get injured in a way you're unable to take the trip....then again, you might also think they'd crank the premium right at the end to prevent buying when you already have a strong inkling (e.g. searching on www.hurricane.gov!) that a trip is about to go south on you Might make an interesting study testing out their online quoting with different dates to see how it influences their pricing....
Current rig: Sony SLT-alpha55 in Ikelite housing, Sigma 17-70mm f/2.8-4.5 DC Macro in 6" 5503.80 dome (+2 diopter optional), Sigma 8-16mm f/4.5-5.6 DC HSM behind UWCamStuff custom 5" mini-dome. Dual INON z240 Type IVs. Homebuilt LED/fiberoptic triggering.
Posted 17 July 2012 - 03:52 AM
Here's the site: http://buy.travelgua...4567&prc=008366
Go to the Description of Coverage tab for details.
Posted 17 July 2012 - 06:30 AM
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Posted 17 July 2012 - 09:02 AM
I have probably saved enough money to take a couple of trips by not buying travel insurance.
Posted 17 July 2012 - 12:17 PM
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